Plan your mortgage with clear numbers.
Estimate a mortgage payment or explore an estimated home-purchase budget using Canadian mortgage calculations and qualification assumptions.
Your mortgage details
Enter a few numbers to build your estimate.
This calculator provides an estimate only. It does not include property taxes, condo fees, closing costs or other borrowing costs. Mortgage default insurance is estimated where applicable and is subject to eligibility and insurer rules.
What can I afford?
Enter your household income, down payment and monthly obligations for an estimated purchase budget.
Illustration only—not a mortgage approval or financial advice. This estimate uses 39% GDS and 44% TDS limits and a qualifying rate equal to the greater of the entered contract rate plus 2% or 5.25%. Actual lender and insurer rules, allowable income, debt calculations, property costs, mortgage insurance, down-payment requirements and qualification may differ.